First home buyer stamp duty in TAS
No first home buyer duty relief applies in TAS for 2026-27. Support available: no duty exemption (ended 30 June 2026).
Use the contract price, or the market value if that is higher.
TAS property transfer duty — 2026-27
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What changed this year
This changed on 1 July 2026, and many calculators online are still wrong. Tasmania's full first home buyer duty exemption for homes up to $750,000 was not extended. It ended on 30 June 2026. From 1 July 2026, first home buyers in Tasmania pay exactly the same duty as everyone else. A $20,000 First Home Owner Grant is still available for new homes.
How much first home buyers save in TAS
| Price | Standard duty | You pay | You save | Status |
|---|---|---|---|---|
| $500,000 | $18,248 | $18,248 | $0 | No relief |
| $600,000 | $22,498 | $22,498 | $0 | No relief |
| $700,000 | $26,748 | $26,748 | $0 | No relief |
| $800,000 | $31,185 | $31,185 | $0 | No relief |
| $900,000 | $35,685 | $35,685 | $0 | No relief |
| $1,000,000 | $40,185 | $40,185 | $0 | No relief |
What support is still available?
Duty relief has ended, but TAS first home buyers may still be able to use:
- No duty exemption (ended 30 June 2026) — check current eligibility with State Revenue Office Tasmania.
- The federal Home Guarantee Scheme — buy with a smaller deposit and avoid lenders mortgage insurance.
- The First Home Super Saver Scheme — save your deposit inside superannuation at a lower tax rate.
Watch the threshold edge
Thresholds create sharp jumps. Paying a few thousand dollars more for a property can push you past a cutoff and cost you far more in duty than the extra you paid for the house. Before you raise your offer near a threshold, run both prices through the calculator above and compare the duty, not just the price.
Common questions
Do first home buyers pay stamp duty in TAS?
Yes. From 1 July 2026, first home buyers in Tasmania pay the same duty as everyone else. The previous exemption ended on 30 June 2026 and was not extended.
Does an investment property count against me?
Yes, in every state. Owning any residential property in Australia before, even one you rented out and never lived in, normally makes you ineligible. Some states make an exception for property inherited or owned before a set date, so it is worth checking your exact case.
What if only one of us is a first home buyer?
Most states treat you as a couple. If your partner has owned property, you usually lose the concession even if you have not. A few states allow a partial concession based on your ownership share, so ask the revenue office before you assume.
Do I apply before or after I buy?
You normally apply through your conveyancer or solicitor as part of the settlement paperwork, not beforehand. If you pay full duty and later find out you were eligible, you can usually claim a refund, but there are time limits.
Can I rent the property out straight away?
No. Nearly every scheme requires you to live in the home for a set period, usually 12 months, starting within a year of settlement. If you move out early you may have to repay the concession.
First home buyer rules in other states
- NSW first home buyers
New South Wales
- VIC first home buyers
Victoria
- QLD first home buyers
Queensland
- WA first home buyers
Western Australia
- SA first home buyers
South Australia
- ACT first home buyers
Australian Capital Territory
- NT first home buyers
Northern Territory
Source: State Revenue Office Tasmania — official rates and concessions. Rates checked 28 July 2026. Estimates only, not financial or legal advice. Eligibility is decided by State Revenue Office Tasmania, not by this calculator.